Gambling debt: specialist help that actually understands

Gambling-related debt often carries extra shame. But specialist help exists that understands the unique challenges — and the standard debt advice applies too.

You're not alone

In the UK, around **300,000 people** are classified as problem gamblers. Many more are affected by someone else's gambling. Debt is one of the most common consequences.

Specialist gambling support

GamCare

Free counselling, support, and advice:

GamStop

A free self-exclusion scheme that blocks you from all licensed UK gambling websites for 6 months, 1 year, or 5 years. Register at gamstop.co.uk.

National Gambling Helpline

0808 8020 133 — free, confidential, available 24/7.

Gamblers Anonymous

Free peer support meetings (in person and online): gamblersanonymous.org.uk

Dealing with the debt

Gambling debts are treated the same as any other unsecured debt. All normal options apply:

Important: gambling debts and IVAs

If you enter an IVA, your Insolvency Practitioner will want to see that gambling has stopped. GamStop registration and evidence of counselling strengthens your case.

Getting money back

If a gambling company failed in their duty of care — for example, allowing you to gamble excessive amounts without checks — you may have grounds for a **complaint and refund**. Start with the company, then the Gambling Commission.

Next steps

1. Register with GamStop today (takes 5 minutes)

2. Call GamCare on 0808 8020 133

3. Contact StepChange (0800 138 1111) for free debt advice

4. Use our Benefits Finder — you may be entitled to support