Pension Credit: the benefit 850,000 pensioners are missing

Pension Credit tops up your weekly income to a guaranteed minimum level. But it also acts as a gateway to other benefits worth thousands more.

Who qualifies?

You may qualify for Pension Credit if:

What you get

Guarantee Credit

Tops up your income to the guaranteed minimum:

Savings Credit

Extra money if you saved for retirement (up to £17.01/week for singles, £19.04 for couples).

What Pension Credit unlocks

This is the real value — claiming Pension Credit automatically qualifies you for:

These extras can be worth **£3,000–£5,000+/year** on top of the Pension Credit itself.

How to claim

Claims can be backdated up to **3 months**. You can claim even if you have some savings (savings above £10,000 affect the amount but don't disqualify you).

Check for someone you know

If you have a parent, grandparent, or neighbour over State Pension age who might be missing out, encourage them to check. It takes 10 minutes and could be worth thousands.