Breathing Space eligibility checker: do you qualify?
27 May 2026 · 2 min read
Breathing Space (the Debt Respite Scheme) can freeze all debt enforcement for 60 days. Here's how to check if you qualify.
Quick eligibility check
You likely qualify if:
What Breathing Space does
During the 60-day period:
Debts NOT covered
How to get it
You cannot apply directly. You need to go through a **registered debt advisor**:
The advisor assesses your eligibility and applies on your behalf. The whole process typically takes a few days.
What happens after 60 days?
Breathing Space is designed to give you time to get advice and find a solution. During the period, your advisor will help you explore options:
Don't wait until you're in crisis. If you're struggling with debt, contact a free advisor today.
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