Is CrisisCompass free?

Yes. All core tools — Survival Check, Benefits Finder, Hardship Letter Generator, Budget Calculator, Debt Priority Checker, and AI Chat — are completely free. Optional premium PDF documents start from £2.99.

Is CrisisCompass financial advice?

No. CrisisCompass provides general information and tools. For personalised financial advice, we recommend contacting StepChange (0800 138 1111) or Citizens Advice (0800 144 8848).

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Premium Documents

Professional Financial Templates

Affordable, professionally formatted documents to help you communicate with creditors and manage your financial situation. All core tools remain completely free.

Always Free

Financial Survival Check
Benefits Finder
Hardship Letter Generator (text)
Budget Calculator
Debt Priority Checker
All Guides & Resources
AI Support Chat
Recovery Action Plan

Premium

Professional PDF formatting
Print-ready A4 layouts
Communication packs (3 letters)
SFS financial statements
Budget template & debt tracker
Step-by-step recovery guide
Creditor-recognised formats
Instant download

Professional Hardship Letter

A professionally formatted, print-ready hardship letter tailored to your situation.

£3.99one-off

Personalised to your circumstances
Professional PDF formatting
Print-ready A4 layout
Creditor-appropriate language
Instant download after payment

Communication Pack

Everything you need to communicate effectively with creditors — 3 professional templates.

£7.99one-off

Initial hardship letter
Follow-up template (for non-responses)
Escalation letter (for disputes)
All professionally formatted PDFs
Guidance notes for each letter
Instant download after payment

Complete Recovery Pack

The full toolkit — every template, tracker, and guide you need to take control of your finances.

£12.99one-off

All 3 communication letters
Financial Position Statement (SFS)
Monthly budget template (editable)
Debt tracker spreadsheet
Creditor contact log template
Priority debt checklist
Step-by-step recovery guide PDF
Instant download of all files

Financial Position Statement

A complete Standard Financial Statement (SFS) recognised by creditors across the UK.

£5.99one-off

SFS-format document
Recognised by all major UK creditors
Professional PDF formatting
Income & expenditure breakdown
Debt summary table
Instant download after payment

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⚡Instant download

🇬🇧UK-specific formats

💬Free support included

All core tools and guides are completely free. Premium documents help fund the service so we can keep helping people.