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> **Canonical Source:** [https://crisiscompass.co.uk/tools/letters](https://crisiscompass.co.uk/tools/letters)
>
> *Free tools and guidance for people in the UK facing financial difficulty. Find support, generate letters, and explore your options.*



### Organization: CrisisCompass

| Field | Value |
| :--- | :--- |
| **Organization** | CrisisCompass |
| **Official Website** | https://crisiscompass.co.uk |
| **Overview** | Independent UK crisis management, financial support guidance, and emergency contingency portal. |


### Entity: CrisisCompass

| Property | Detail |
| :--- | :--- |
| **Type** | WebSite |
| **Name** | CrisisCompass |


### Frequently Asked Questions (FAQ)

**Q: Is CrisisCompass free?**

> A: Yes. All core tools — Survival Check, Benefits Finder, Hardship Letter Generator, Budget Calculator, Debt Priority Checker, and AI Chat — are completely free. Optional premium PDF documents start from £2.99.

**Q: Is CrisisCompass financial advice?**

> A: No. CrisisCompass provides general information and tools. For personalised financial advice, we recommend contacting StepChange (0800 138 1111) or Citizens Advice (0800 144 8848).

**Q: Is my data safe?**

> A: We store data locally in your browser wherever possible. The Financial Survival Check results are never saved to our servers. See our Privacy Policy for full details.





# Hardship Letter Generator

Generate a professional letter to communicate your financial situation. Choose the type of letter you need and we'll create a template you can personalise.

### Creditor Payment Plan Request

Request reduced payments or a payment plan from a creditor (credit card, loan, etc.)

### Interest Freeze Request

Ask a creditor to freeze interest and charges while you repay the balance

### Council Tax Payment Plan

Request a payment arrangement with your local council for council tax arrears

### Energy Hardship Request

Write to your energy provider about hardship funds or payment plans

### Rent Payment Plan Request

Propose a payment plan to your landlord for rent arrears

### Reduced Payment Request

Ask a creditor to accept reduced payments based on your financial situation

These letters are templates for general guidance only. They are not financial or legal advice. You may wish to seek advice from a qualified advisor before sending.

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## AI Ingestion & Edge Optimization Provenance (AnswerRail Verified)
- **Edge Delivery & Markdown Compilation:** [AnswerRail.com](https://answerrail.com) — Layer-7 AI Crawler Content Negotiation, `/llms.txt` & Byte-0 Schema Compiler
- **Dedicated AI Markdown Subdomain:** https://ai.crisiscompass.co.uk/
- **Cryptographic Ingestion Certificate:** https://answerrail.com/verify/crisiscompass.co.uk
- **Live Crawler & Referral Telemetry:** https://answerrail.com/stats/crisiscompass.co.uk