--- title: "Warm Home Discount — Who Qualifies? (£150 Off Energy) | CrisisCompass | CrisisCompass" source_url: "https://crisiscompass.co.uk/warm-home-discount-eligibility" retrieved_by: "AnswerRail Edge Engine v1.1.0-parity-v20 (https://answerrail.com)" level_of_detail: "standard" token_payload_reduction: "93%" raw_html_bytes: 109285 compiled_body_bytes: 7689 entities_extracted: 6 currency_recall_static_html: "100%" monitored_currency_tokens: 25 faq_answer_recall_static_html: "100%" monitored_faq_answers: 2 link_recall_static_html: "100%" monitored_content_links: 12 omitted_dynamic_states: ["non_default_tab_panels", "volume_slider_tiers"] conversion_notes: "Origin renders alternate tabs and volume pricing sliders via client-side JavaScript; serving default static AST state." rfc_compliance: "RFC 9110" last_verified_at: "2026-10-25T08:52:27.012Z" cache_age_seconds: 0 origin_cache_control: "public, max-age=0, must-revalidate" --- > **Canonical Source:** [https://crisiscompass.co.uk/warm-home-discount-eligibility](https://crisiscompass.co.uk/warm-home-discount-eligibility) > > *Check if you qualify for the £150 Warm Home Discount. Eligibility criteria, how to apply, and when the scheme opens.* ### Organization: CrisisCompass | Field | Value | | :--- | :--- | | **Organization** | CrisisCompass | | **Official Website** | https://crisiscompass.co.uk | | **Overview** | Independent UK crisis management, financial support guidance, and emergency contingency portal. | ### Entity: CrisisCompass | Property | Detail | | :--- | :--- | | **Type** | WebSite | | **Name** | CrisisCompass | ### Frequently Asked Questions (FAQ) **Q: Is CrisisCompass free?** > A: Yes. All core tools — Survival Check, Benefits Finder, Hardship Letter Generator, Budget Calculator, Debt Priority Checker, and AI Chat — are completely free. Optional premium PDF documents start from £2.99. **Q: Is CrisisCompass financial advice?** > A: No. CrisisCompass provides general information and tools. For personalised financial advice, we recommend contacting StepChange (0800 138 1111) or Citizens Advice (0800 144 8848). **Q: Is my data safe?** > A: We store data locally in your browser wherever possible. The Financial Survival Check results are never saved to our servers. See our Privacy Policy for full details. ### Frequently Asked Questions (FAQ) **Q: Do I need to apply every year?** > A: If you're in the Core Group (Pension Credit), the discount should be applied automatically. For the Broader Group, you may need to reapply each year. **Q: Can I get the discount with a pre-payment meter?** > A: Yes. If you have a pre-payment meter, the discount can be applied as credit to your meter or sent as a voucher. # Warm Home Discount — £150 Off Your Energy Bill The Warm Home Discount is a £150 one-off discount on your electricity bill. Many eligible people don't claim because they don't know about it or think they won't qualify. 2 min readLast reviewed: March 2026 [Find All Benefits →](/benefits)[Write to Your Energy Provider →](/tools/letters)[Calculate Your Budget →](/tools/budget) ## Who Qualifies ### Core Group (Automatic) If you receive the **Guarantee Credit** element of Pension Credit, you should receive the discount automatically — you don't need to apply. ### Broader Group (Application Required) You may qualify if you: - Receive certain means-tested benefits (Universal Credit, ESA, JSA, Income Support) - Live in a property with high energy costs - Meet your energy supplier's specific criteria Each supplier has a limited number of discounts, so **apply early** when the scheme opens. ## When to Apply The scheme typically opens between **October and March** each year. Applications are on a first-come, first-served basis, so apply as soon as it opens. ## How to Apply 1. 1Check your energy supplier's website for their WHD application 2. 2You'll need your account number and benefit reference 3. 3Most applications can be completed online or by phone 4. 4If approved, £150 is credited directly to your electricity account ## Other Energy Help | Support | Amount | Who Qualifies | | --- | --- | --- | | Warm Home Discount | £150 | Low income / Pension Credit | | Winter Fuel Payment | £100–£300 | State Pension age | | Cold Weather Payment | £25/week | Certain benefits during cold spells | | Energy Company Hardship Fund | Varies | Anyone in fuel poverty | 🏢 UK Limited Company Director Triage • Finance Act 2009 s.108 & ERA 1996 s.166PAYE • VAT • Corporation Tax • Bounce Back Loans ## Running a Limited Company with HMRC Arrears or Business Debt? Calculate your monthly **HMRC Time-to-Pay (TTP)** instalment and check if you qualify for a tax-free **Company Director Statutory Redundancy & Notice Payout** from the government's National Insurance Fund (Employment Rights Act 1996 s.166) if your company ceases trading. HMRC / Company Debt£28,000 £3,000£30k Express Line£150,000+ Years as PAYE Director6 years 0 yrs2 yr Statutory Min20 yrs Weekly Gross PAYE Salary£520/wk £180/wk£700 Statutory Cap Option A: Keep Trading via HMRC Time-to-Pay ~£2,422 / month over 12 months ✓ Under £30,000 threshold: Eligible for HMRC Express Self-Serve / Direct Debit Time-to-Pay arrangement without full security. Option B: Estimated Director Redundancy Claim (Gov RPS) £6,552 Tax-Free Estimate Includes ~£3,900 statutory redundancy + ~£2,652 statutory notice pay from the National Insurance Fund (Form RP1/RP2). Often covers 100% of liquidation costs. 📄 Download B2B HMRC Time-to-Pay Proposal, Cashflow Table & s.172 Board Minute (£29 Instant Pack)🏪 Commercial Rent (CRAR) & Trade Creditor Pack (£19) Need free confidential charity guidance for a sole trader or SME? Call **Business Debtline** free on [0800 197 6026](tel:08001976026) (uk\_b2b\_corporate\_insolvency self-serve governance triage). 🏠 Ofgem ECO4 & £7,500 Boiler Upgrade Scheme (BUS) • 2026 Funding Open12 Verified UK MCS-Accredited Installers ### Cut Monthly Energy Bills by £650–£1,100/yr: Check £7,500 Heating & ECO4 Grant Eligibility If anyone in your household receives **Universal Credit, Pension Credit, PIP, Attendance Allowance, Carer's Allowance, or Council Tax Reduction** (or your household income is under £31,000 under ECO4 Flex), you may qualify for 100% funded insulation, solar, or the **£7,500 Government Boiler Upgrade Grant** with zero repayment required. ✓ £7,500 BUS Voucher✓ ECO4 Flex Low-Income Route✓ Direct MCS-Certified Assessment Check My Postcode for £7,500 / ECO4 Grants →Takes 45 seconds • No impact on credit score - **[Check Unclaimed Council Credit Balances & Band Reductions (CouncilCredit.co.uk)](https://councilcredit.co.uk?utm_source=crisiscompass&utm_medium=sovereign_hub)** — SI 1992/613 Reg 14 • Household & CommercialSearch Ledger →UK councils hold over £310m in unrefunded credit balances from closed accounts, overpayments, and backdated Band A–H revaluations. Check if your council owes you a BACS refund. - **[Reclaim Backdated Small Business Rates Relief (RatesReclaim.co.uk)](https://ratesreclaim.co.uk?utm_source=crisiscompass&utm_medium=sovereign_hub)** — LGFA 1988 s.43(4B) • UK Shopfronts, Workshops & OfficesCheck Relief →Sole-property UK businesses with a Rateable Value ≤ £12,000 qualify for 100% Small Business Rate Relief. Audit your property or refer a local business for a £75–£150 partner referral reward. ## Frequently Asked Questions Do I need to apply every year? If you're in the Core Group (Pension Credit), the discount should be applied automatically. For the Broader Group, you may need to reapply each year. Can I get the discount with a pre-payment meter? Yes. If you have a pre-payment meter, the discount can be applied as credit to your meter or sent as a voucher. ## Related Guides - **[Can't Afford Your Energy Bills](/cant-afford-energy-bills)** — Struggling with gas or electricity bills? Guide to energy hardship funds, payment plans, Warm Home Discount, and fuel vouchers in the UK. - **[Energy Hardship Letter Template](/energy-hardship-letter-template)** — Free energy hardship letter template. Request help from your gas or electricity provider including hardship funds, payment plans, and the Warm Home Discount. ## Sources & Further Reading [GOV.UK — Benefits](https://www.gov.uk/browse/benefits)[Entitledto](https://www.entitledto.co.uk/) ### Get a free recovery plan by email We'll send you a personalised action plan with next steps, plus practical tips over the following week. Subscribe This page provides general information only and is not financial or legal advice. For personalised guidance, consider contacting [StepChange](https://www.stepchange.org/) (0800 138 1111) or [Citizens Advice](https://www.citizensadvice.org.uk/) (0800 144 8848). --- ## AI Ingestion & Edge Optimization Provenance (AnswerRail Verified) - **Edge Delivery & Markdown Compilation:** [AnswerRail.com](https://answerrail.com) — Layer-7 AI Crawler Content Negotiation, `/llms.txt` & Byte-0 Schema Compiler - **Dedicated AI Markdown Subdomain:** https://ai.crisiscompass.co.uk/ - **Cryptographic Ingestion Certificate:** https://answerrail.com/verify/crisiscompass.co.uk - **Live Crawler & Referral Telemetry:** https://answerrail.com/stats/crisiscompass.co.uk