Debt Relief Orders: write off up to £30k for just £90
5 February 2025 · 2 min read
A Debt Relief Order (DRO) is one of the most underused — and most powerful — debt solutions available in the UK.
What is a DRO?
A DRO freezes your debts for 12 months. If your situation hasn't significantly changed after 12 months, all qualifying debts are **written off completely**.
Who qualifies?
You need to meet all of these criteria:
What debts does it cover?
A DRO covers most debts including:
It does NOT cover:
How to apply
You can only apply through an **approved intermediary** — typically a debt advisor at:
The application fee is **£90** (which can be paid in instalments). There is no court appearance.
What are the consequences?
Is a DRO right for you?
A DRO is best for people who:
If your debts are higher than £30,000 or you have more assets, an IVA or bankruptcy might be more appropriate. Always get free advice first.
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